Your application to a surety company for a contractor's license bond is rejected. If you believe you were unfairly denied or discriminated against, you would file a complaint with which authority?

Your application to a surety company for a contractor's license bond is rejected. If you believe you were unfairly denied or discriminated against, you would file a complaint with which authority?

• A. Department of Consumer Affairs
• B. Attorney General
• C. Insurance Commissioner
• D. Sec of State

Answer: (C)

A contractor’s license bond is a form of surety provided by an insurance company, so the regulator in charge of these bonds is the Insurance Commissioner. If your request for a bond is unfairly denied or you believe you faced discrimination by the bond issuer, you would file a complaint with the Insurance Commissioner, who handles consumer complaints related to insurers and sureties and enforces related laws. The Department of Consumer Affairs oversees licensing and consumer issues more broadly, but the specific matter of a bond issued by an insurer falls under the Insurance Commissioner. The Attorney General deals with enforcement generally, not the direct complaint process for bond matters, and the Secretary of State isn’t the regulator for insurance or surety bonds.

A contractor’s license bond is a form of surety provided by an insurance company, so the regulator in charge of these bonds is the Insurance Commissioner. If your request for a bond is unfairly denied or you believe you faced discrimination by the bond issuer, you would file a complaint with the Insurance Commissioner, who handles consumer complaints related to insurers and sureties and enforces related laws. The Department of Consumer Affairs oversees licensing and consumer issues more broadly, but the specific matter of a bond issued by an insurer falls under the Insurance Commissioner. The Attorney General deals with enforcement generally, not the direct complaint process for bond matters, and the Secretary of State isn’t the regulator for insurance or surety bonds.